There are a number of different group products and services marketed by MetLife that a broker can sell to qualify for Supplemental Compensation. For qualification and payment purposes, coverages must have a minimum number of two eligible lives. The products fall into the following Coverage Groupings:

Coverage Grouping 1
Basic Life, Core Life, Dependent Life, Accidental Death &
Dismemberment (“AD&D”) both personal and dependent

Coverage Grouping 2
Optional Group Term (Supplemental Life), Voluntary AD&D
both personal and dependent, Optional Life/AD&D, Buy-Up Life, Buy-Up AD&D

Coverage Grouping 3
Group Universal Life – cost of insurance only

Coverage Grouping 4
Group Variable Universal Life – cost of insurance only*		 Coverage Grouping 5
Dental benefits products

Coverage Grouping 6
Short Term Disability (“STD”), Voluntary STD,
Mandated State Disability Plans

Coverage Grouping 7
Long Term Disability (“LTD”), Voluntary LTD

Coverage Grouping 8
Group Long Term Care

Coverage Grouping 9
Hyatt Group Legal Plans


* Only a licensed broker-dealer may receive qualification credit and Supplemental Compensation for the sale of Group Variable Universal Life.

Administrative Services Only (“ASO”) business may be included only in Coverage Groupings 5 and 6.



Excluded Products
Any products or services not specifically included in the above section are excluded from the Supplemental Compensation Plan, and therefore will not be counted for qualification purposes, nor will a broker receive Supplemental Compensation on the premium or fees relating to those products.

© 2009 METLIFE, INC.L0209020499(exp1210)(All States)
Metropolitan Life Insurance Company
200 Park Avenue
New York, NY 10166